Car Insurance

Looking for a car insurance policy? Don’t know which one to choose? Continue reading to know more!


What is car insurance?

New Zealanders love their cars, however, every time you drive without car insurance you are taking a risk. Even if you’re not doing anything dangerous while driving, things could and do happen, and result in huge costs. That’s why having car insurance is so important.


Car insurance is designed to protect you against financial loss if something unexpected happens to your car. Generally, there are three types of car insurance, and it pays to know the difference so you only buy exactly what you need and save money.


Three levels of car cover to choose from:


Third party is usually the cheapest option, and it covers you for your legal liability if you cause an accident while driving and damage someone else’s car or property. However, your own car or any damage to your own property is not covered. Third party best suits people who have low-value cars and are willing to repair or replace their own cars.



Third party , fire & theft is similar to third party, but extends to cover your car in the case of loss or damage by fire or theft. This type of insurance is ideal if you are on a budget and the value of your vehicle isn’t high, but you don’t want the inconvenience and costs of repairing your car or purchasing a new car if it is stolen or damaged by fire.



Comprehensive car insurance keeps you fully protected. More specifically, it covers accidental damage to your car & other cars and any property, and some of the comprehensive insurance policies also cover theft, fire, as well as events like vandalism and storm damage.


How can Max Insurances help?

When it comes to car insurance, it could be very hard to choose the right cover, as there are a lot of options out there and price isn’t the only factor to consider. Luckily, Max Insurances is here is help.  At Max Insurances, we always put our customers’ needs first and aim to provide insurance advice that will contribute to their long-term financial well-being. With access to a wide variety of insurance providers and our industry knowledge of insurance products in NZ, we make it easy for you to explore your options and make an informed decision.


Why choose Max Insurances?

  • We work with a range of insurance providers, allowing us to give you flexibility in cover that best suits       your needs
  • Working for you is what we do, which means we’re on your side and can negotiate deals on your behalf
  • Max Insurances is NZ owned and operated, and we know the insurance market in NZ very well
  • Our service is fast, easy and 100% free
  • Part of our team Max Loans can help provide Car Loans so you can purchase the car you’ve always             wanted .
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Contact car insurance experts today

Our highly experienced Insurance Advisers would like to spend time understanding your insurance needs and help you find the right cover. Contact us today to get it sorted. Help from Max Insurances is only one call away!